Your AI Contracts Are Exposing You to Unlimited Liability | Free Assessment | LDU
Fintech & Crypto Legal Talent Recruitment | LDU Asia
Fintech & Crypto Talent Recruitment

Stop Hiring Talent
From Recruiters Who've
Never Done the Job Before.

Generic recruiters screen CVs for "contract drafting skills" and "negotiated deals" and call it done. Our founders held senior legal, compliance, regulatory, and risk roles at fintechs, banks, and crypto companies. We interview your candidates the way your executives will, and only send you the ones who pass.

// Core placement areas
Legal Counsel, General Counsel & CLOsIn-house to CLO level, fintech, payments, digital assets
Chief Compliance Officers & MLROsMiCA, MAS, VARA, VASP framework specialists
Risk Officers & FCC LeadsAML/KYC, financial crime compliance, ERM
Regulatory Affairs & Licensing LeadsLocal regulatory officers, regular communication with regulators
Board Members & NEDsCredentialed, regulator-approved independents
★★★★★
4.7Google Rating
Trusted by 300+
companies across Asia
Clients we serve
Digital Asset Exchanges Licensed Payment Institutions Crypto Ventures & Protocols Funded Fintechs Digital Banks Entering Asia DeFi Platforms
// The hiring problem

You know this story too well.

Hiring legal, compliance, regulatory, and risk talent in fintech and crypto isn't like any other hire. The talent pool is tiny, the stakes are existential, and generic recruiters keep getting it wrong.

Legal

You need a General Counsel who's actually built and run a legal function. You keep getting lawyers who've only ever executed instructions.

These days, fintech and crypto companies need hybrid legal leaders who can build from scratch, advise at board level, and navigate novel regulatory territory. Recruiters without legal backgrounds can't tell the difference between a functional head and a skilled executor. You can, we can, they can't.

Compliance & Regulatory

Your recruiter sent ten CVs. Nine of them have never heard of the Travel Rule.

General recruitment firms assign an available compliance consultant to your role. That consultant has never sat into a regulator audit, never read a token offering memorandum, and never built a licensing roadmap for a digital asset firm. The screening is inevitably surface-level, and your shortlist shows it.

Risk

Your last risk officer hire looked solid on paper. Six months in, they'd never completed an ISO 27001 risk assessment for a fintech, ever.

Risk management in fintech and crypto requires context that traditional finance backgrounds don't automatically provide, these industries are tech first above all else. Smart risk professionals who lack this unique tech and finance exposure can miss the exposures that matter most. Getting that fit wrong costs you capital, confidence, and in regulated environments, your license.

// Case studies

Mandates we've delivered

Every search below represents a role that had defeated other recruiters, a tight timeline, or a highly specific brief. Here's how we approached them.

Legal
Legal Counsel Hire for Global Digital Assets Platform
Crypto Trading ISDA Documentation Contract to Perm

We were engaged by a leading global institutional digital assets platform to hire a Legal Counsel specializing in crypto trading and derivatives documentation. The role was newly created to build in-house legal capability, requiring a rare combination of digital asset regulatory expertise, ISDA documentation experience, and strong commercial stakeholder management.

The search was further complicated by a competitive senior-leaning talent market and the role being structured initially as a contract engagement with potential conversion. Through rapid market mapping and targeted headhunting across crypto platforms, fintech firms, and financial institutions, we delivered a high-quality shortlist within a compressed timeline, enabling the client to strengthen legal coverage for institutional trading and accelerate regional expansion.

Shortlist delivered within compressed timeline. Role closed.
Compliance
VP Compliance Placement: Digital Assets & Payments Platform
VP Level Confidential Mandate Singapore

A leading digital assets and payments platform engaged us on a confidential mandate to hire a VP of Compliance, a business-critical role that had remained open for over six months with another recruiter before our appointment.

We rapidly conducted targeted market mapping and activated our senior compliance network across fintech and digital assets, presenting a high-quality shortlist within days. Through responsive coordination and disciplined search execution, we placed a senior compliance leader who progressed efficiently through interviews and accepted the offer shortly after, enabling the client to close a long-standing leadership gap and advance key regulatory and growth initiatives.

Role closed after 6+ months with prior recruiter. Delivered within days of our engagement.
// Core placement areas

Legal. Compliance. Regulatory. Risk.
The four functions you can't afford to get wrong.

Every role we place sits at the intersection of legal expertise and fintech and crypto operational reality. These aren't side specializations for us, they're all we do. And because our founders held these seats, we know what great actually looks like from the inside.

Legal

In-House Counsel, General Counsel & Chief Legal Officer

Commercial, regulatory, and transactional lawyers who operate at startup pace. From first hire through to CLO in payment fintechs, digital asset firms, and broader financial services.

Compliance

Chief Compliance Officers & MLROs

Hands-on CCOs and MLROs with lived experience across MAS, FCA, VARA, MiCA, and VASP frameworks. Built for regulated fintech environments, not banks.

Regulatory

Regulatory Affairs & Licensing Leads

Specialists who own regulator relationships, drive licensing applications, and manage your ongoing regulatory calendar. Including local regulatory officers for VASP, MPI, and equivalent frameworks.

Risk

Risk Officers & FCC Specialists

Enterprise and operational risk, financial crime compliance, AML/KYC program leads for payment institutions, digital asset firms, and scaling fintechs with serious regulatory obligations.

Governance

Board Members & Non-Executive Directors

Credentialed, regulator-approved independents with regulatory relationships who satisfy licensing conditions and add genuine governance depth to your board, not just a name on a form.

Crypto Legal

Crypto & Digital Asset Legal Specialists

Lawyers who understand DeFi structuring, token offerings, DAO governance, smart contract legal risk, and emerging crypto regulatory frameworks across key jurisdictions.

// Why LDU vs. specialist recruiters

Recruiters who've done the job.
Not just recruited for it.

Established recruitment firms have deep databases. What they don't have is a team that's actually worked these roles. That difference shows up in every candidate we bring you, because we were once one of them.

// The real problem with specialist legal recruiters

At established recruitment firms, a consultant with 18 months in legal and compliance recruitment is assessing whether your next Head of Compliance truly understands MAS Notice PSN02, or whether your prospective Chief Legal Officer has actually built a global licensing roadmap. They're matching keywords against a job description with AI. We're matching judgment against an industry we've lived. That's not the same thing.

What matters Specialist legal recruiter LDU Recruitment
Industry depth Consultants from general staffing backgrounds. Fintech and crypto are one vertical among many. Our founders held senior legal, compliance, regulatory, and risk roles at fintechs, banks, and crypto companies.
Regulatory vocabulary CV screening by keyword: "MiCA", "MAS", "VASP". No real ability to probe depth, nuance, or real-world application. Our team has read the regulations, applied them to live deals, and advised clients on them. We assess genuine capability.
Candidate network LinkedIn databases and job boards. Strong for active job seekers. Weak for passive, senior, specialized talent. Built over years of operating inside Singapore's fintech and crypto ecosystem. Warm access to talent that doesn't advertise.
Contextual fit judgment Structured interview templates. Hard to assess "will this CCO actually thrive in a Series B crypto exchange?" We've been in those rooms. We understand the culture and operational demands of fast-moving regulated fintechs firsthand.
Integrated offering Recruitment only. You manage legal structuring, compliance, and regulatory advisory separately. LDU also provides fractional GC and senior legal counsel by the hour. One partner to cover all your needs.
Fee model Retained or contingency. Retained fees often due regardless of outcome quality. Competitive contingency-based model. You pay only on successful placement. Our incentives are perfectly aligned with yours.
// The team behind your hire

Placed by people who've lived these roles

Before running recruitment, our co-founders navigated MAS and MiCA licensing, built out compliance infrastructure for crypto companies, and advised on cross-border entity structures and licensing arbitrage from within fast-scaling fintechs. When they assess a candidate's regulatory depth, they're not reading from a rubric, they're testing against experience.

Daniel Kung
Daniel Kung
Co-Founder, Director

Daniel was born in Singapore and raised in New Zealand. He is a qualified lawyer in New Zealand, with a career anchored in in-house legal work across the tech, financial services, and crypto sectors. He holds a Bachelor of Laws and Bachelor of Arts in Chinese Studies (Victoria University of Wellington).

He has held legal roles at Grab, IBM, Binance, Nomura, Digital Realty, Citi, Standard Chartered Bank, and ByteDance, with a focus on data privacy, commercial contracts, regulatory compliance, and digital asset issues. He is currently advising a number of startups as an ad hoc general counsel.

As a co-founder and director of LDU, he leads efforts to make legal support more accessible and practical for startups and high-growth ventures across Southeast Asia.

Grab Binance Nomura Citi ByteDance Data Privacy Digital Assets
Daniel Lo
Daniel Lo
Co-Founder, Director

Daniel was born in Hong Kong and raised in Canada. He is a triple-qualified lawyer in Canada, England & Wales, and the British Virgin Islands. He holds a BA in politics and criminology and an LLM in securities regulation (University of Toronto), and an LLB (University of Birmingham).

With over a decade of legal, compliance, and risk experience, Daniel has advised on M&A, private equity, offshore funds, and digital assets across both private practice and in-house roles. His career includes positions at Dentons, Walkers, UBS, RBC Capital Markets, Cake Group, and currently Acheron Trading, where he serves as Managing Director and Chief Legal Officer.

As a co-founder and director of LDU, he strives to provide startups and crypto-native businesses with legal support that is fast, commercial, and grounded in real-world experience. Outside of his practice, Daniel is a board member of ACCESS Singapore.

UBS RBC Dentons Walkers Cake Group Acheron Trading ACCESS Singapore
Neil Engay
Neil Engay
Principal Recruiter

Neil was born in the Philippines and moved to Singapore at the age of 13. He later graduated with a degree in Economics from the State University of New York.

Neil is a recruitment and business development professional with over five years of experience supporting financial services, fintech, and digital asset organizations across Asia and global markets. He specializes in executive search and strategic hiring across legal, compliance, finance, technology, and commercial functions. He began his recruitment career at Storm2, and later joined Evolution Singapore where he established a new recruitment desk focused on regional mandates outside Singapore.

At LDU, Neil focuses on recruitment strategy and talent partnerships, helping clients access specialized professionals who can support regulatory readiness, operational growth, and long-term business success across Southeast Asia.

Executive Search Legal Compliance Risk SEA Specialist
// Who we work with

Built for fintech.
Fluent in your specific hiring challenge.

Every type of fintech faces a different talent pressure. In every case, the edge is the same: a recruitment team that has worked this industry, not just hired for it.

🏦

Payment Institutions Scaling Compliance

MAS-licensed MPIs and global payment platforms building compliance functions to meet licensing conditions and volume growth. We place CCOs, risk officers, and AML specialists with payment-specific regulatory depth, not generic financial services CVs.

🔗

Crypto & Digital Asset Firms Building Legal Teams

Digital asset exchanges, DeFi protocols, and crypto ventures that need talent who understand both the regulatory landscape and the technical reality of blockchain. We are crypto native and have placed candidates at licensed VASPs and early-stage protocols alike.

🚀

Funded Fintechs Hiring First Legal Leadership

Series A to C companies ready for their first in-house legal or compliance hire. We source people with the entrepreneurial mindset and regulatory credentials to build legal functions from scratch in fast-moving, resource-constrained environments.

🌏

Digital Banks Entering Asian Markets

International fintechs and digital banks expanding into Singapore, Hong Kong, or Southeast Asia. We find local regulatory officers, in-country legal counsel, and compliance professionals who know the jurisdictions they operate in, not just the job description.

// How it works

From brief to shortlist
in days, not months.

A process built for urgency. Whether you're racing an MAS audit, scaling ahead of a Series B, or replacing a CCO who just resigned, most clients receive a qualified shortlist within one week of briefing.

01

Role Brief & Deep Discovery

We learn your regulatory environment, team dynamics, and the real demands of the role, not just the job spec.

02

Market Mapping & Sourcing

We tap active and passive networks across Singapore, UAE, EU, and broader Asia. LinkedIn is the start, not the limit.

03

Rigorous Screening

Our legal, compliance, regulatory, and risk background means we assess real capability, not keyword matches.

04

Interview Support & Offer Strategy

We coordinate interviews, benchmark compensation, and advise on offer strategy to close the right candidate.

05

Post-Placement Follow-Through

We stay engaged after placement to ensure smooth integration and address any early challenges.

300+
Companies served
across Asia & globally
5 days
Average time
to first shortlist
4.7
Google rating
0%
Upfront fee, pay
only on placement
// Have a role in mind?
Brief us. Shortlist back within the week.
No upfront fee. No wasted interviews. Just candidates who know what a VASP license is.
Submit a Role Brief
// Ready to hire?

Your next legal, compliance,
regulatory, and risk hire.
Fit just for you.

Every month a critical seat stays empty is a month your regulatory exposure grows. Tell us the role. We'll have a vetted, fintech-native shortlist back to you within the week, from a team that's operated in these exact seats.

What you get
Vetted, fintech-native candidates
Within 5 business days
No upfront fee
What you don't get
Keyword-matched CVs
Consultants who've never done the role before
Retained fees on failure
Competitive contingency model, zero upfront fee, pay only on successful placement, Singapore HQ, globally connected

Using AI Without
Updated Contracts
Is Unlimited
Liability.

Companies worldwide are deploying AI in their products and operations with T&Cs, employment agreements, and vendor contracts that are dangerously exposed. When something goes wrong, the liability lands entirely on you.

⚠️
Real fines have already been issued Amazon: €746M. Meta: €390M. TikTok: €14.8M. The EU AI Act now adds penalties up to €35M or 7% of global turnover. There is no "we used an AI tool" exemption under contract, tort, or data protection law anywhere in the world.
Get My Free AI Risk Assessment
300+ companies protected
4.7★ Google Rating
Multi-jurisdiction expertise
AI Contract Risk Scan Sample Report 5 Gaps Found
  • AI Output Liability Disclaimer
    No clause limiting liability for AI-generated content. You own every output your product delivers.
  • Employee AI Acceptable Use Policy
    No restrictions on staff use of external AI tools. Client data is likely already in third-party models.
  • AI Vendor Indemnification
    Vendor agreement does not indemnify you for downstream AI errors. Harm flows upstream to you.
  • Customer Data Use by AI Systems
    T&Cs do not disclose that customer data may be processed by AI. Potential breach under GDPR, PDPA, and equivalent data laws.
  • !
    IP Ownership of AI-Generated Work
    Unclear who owns outputs produced by AI tools used in your business. Dispute risk with clients and employees.

These Companies Faced Massive AI Fines. They Didn't See It Coming.

Every one of these penalties was issued under existing law data protection, consumer protection, anti-discrimination. No AI-specific regulation was required. The legal framework to hold your business accountable already exists.

Now in force EU AI Act

The world's first dedicated AI regulation is now law. Its penalties exceed even the GDPR fines of up to €35 million or 7% of global annual turnover, whichever is higher.

If your business operates in or serves customers in the EU, you are in scope. And every other major jurisdiction is moving to follow suit. The question isn't whether regulation is coming , it's whether you'll be ready when it does.

Amazon: Ad targeting algorithm
Luxembourg DPA · GDPR · Data processing without consent
€746M
Meta: AI profiling & behavioural advertising
Irish DPC · GDPR · Lack of transparency around data processing
€390M
Clearview AI: Biometric facial recognition scraping
Italy Garante · GDPR · Non-consensual biometric data collection
€20M
TikTok: AI driven profiling of children
UK ICO · UK GDPR · Processing children's data without consent
€14.8M
iTutorGroup: Automated recruitment age discrimination
US EEOC · Age Discrimination Act · Algorithm rejected 200+ applicants by age
$365K
None of these companies set out to break the law. None of them had adequate AI-specific protections in their agreements.
What Could Happen to Your Startup

Common Startup Scenarios Where AI Contracts Go Wrong

Shareholder Disputes

Founders Used LLM to Draft Shareholder Agreement

Ambiguous terms led to dispute over equity vesting. Stuck in court for 18 months.

Legal fees incurred
$300,000
LDU review
7 hrs · $2,450
Lost Revenue

SaaS Contract Negotiated with LLM

Client terminated due to unclear termination clauses. No protection for recurring revenue.

Revenue lost
$500,000
LDU review
6 hrs · $2,100
IP Dispute

Contractor Agreement Generated by AI

Unclear IP ownership led to contractor claiming ownership of core product features.

Settlement cost
$180,000
LDU review
8 hrs · $2,800

Our contract review and drafting bundles range from 6-10 hours a fraction of the cost when things go wrong.

View Contract Bundles →

The AI Gap in Your Agreements Isn't Theoretical, It's Immediate

Most businesses believe they are protected because they have contracts in place. They are not. Contracts written before the AI era address a world that no longer exists.

Exposure 01
🎯

You're Offering AI to Customers

Your product uses a large language model. Your T&Cs still describe software. When that AI gives a customer incorrect financial, medical, or operational guidance and they act on it, you are the liable party. No AI disclaimer exists in your agreements because you never drafted one.

Real scenario A SaaS platform's AI recommends a compliance action. The customer follows it. It's wrong. The customer sues. The T&Cs say nothing about AI outputs. The company settles for six figures.
Exposure 02
👤

Your Employees Are Using AI at Work

No policy means no boundary. Right now, your staff are feeding client data, trade secrets, and confidential strategy into third-party AI tools. Your employment agreements were written before any of this existed. You have no legal recourse if that information is leaked, reproduced, or misused.

Real scenario An employee pastes a client's M&A strategy into ChatGPT to draft a summary. The client finds out. There is no employment clause prohibiting it. The relationship and the legal exposure fall on your company.
Exposure 03
🔗

You're Relying on AI Vendors

Your vendor built the model. But your vendor agreement doesn't indemnify you for what that model does. When their outputs cause harm hallucinations, biased decisions, wrong recommendations, the liability doesn't stay with the vendor. It flows upstream, to the company that deployed it. That's you.

Real scenario An AI hiring tool your company licensed automatically screens out protected candidates. A discrimination complaint is filed against you, not the vendor. The vendor agreement has no indemnification clause. (This is exactly what happened to iTutorGroup $365K settlement.)

An AI Tool Generated That Contract.
It Cannot Tell You It Won't Hold Up.

Businesses worldwide are now using ChatGPT and other AI tools to generate or review their contracts. The output looks professional. The language sounds legal. And it is completely unverified against your local law, your industry's regulatory requirements, or the specific facts of your business.

AI can produce a clause that sounds like it limits your liability for AI outputs. It cannot tell you that clause may be unenforceable under your jurisdiction's consumer protection law or that it creates a conflict with indemnification obligations you already have to a key customer.

This is the difference between a document and a legal opinion. LDU provides the latter industry-specific, jurisdiction-aware, and informed by how these clauses actually perform when challenged.

AI-Generated Contract Clause GPT-4 Output
"The Company shall not be liable for any errors, omissions, or inaccuracies in outputs generated by artificial intelligence systems, including but not limited to large language models, used in connection with the Services."
  • Does not define "AI systems" scope may be unenforceable under your local contract law
  • Blanket exclusion clauses face reasonableness or fairness tests globally (UCTA, EU Unfair Terms Directive, consumer protection law) fails for consumer-facing products
  • No carve-out for wilful misconduct creates total immunity language courts routinely reject
  • Does not address data protection obligations (GDPR, PDPA, CCPA) for personal data processed by AI
  • AI tool has no knowledge of your existing agreements, new clause may conflict with obligations already in place

Start With a Free Call. Leave With Clarity.

1
Free Assessment

You Tell Us How AI Features in Your Business

In 15 minutes, a qualified lawyer reviews your situation, the tools you use, how they're deployed, what jurisdictions you operate in, and what agreements are currently in place. No forms. No generic checklist.

On-call, no obligation
2
AI Liability Audit

We Map Out Your Exposure

We review your T&Cs, employment agreements, vendor contracts, and privacy policy against a current AI risk framework, allowing you to understand what's exposed and how urgently.

Written risk audit report
3
Your Decision

No Pressure. You Decide What Comes Next.

After the assessment, you leave with a clear picture of your exposure. If you want LDU to run the full audit and build your protections, we'll scope that separately. You are never obligated to proceed.

Zero commitment required

15 Minutes. A Qualified Lawyer.
A Clear Picture of Your Exposure.

No obligation. No generic checklist. Tell us how AI features in your business we'll tell you exactly where the risk sits.

No commitment required. All conversations are confidential and subject to legal professional privilege.

If Any of These Describe You, You're Exposed

🤖

SaaS & Tech Companies With AI Features

Your product uses an LLM, a recommendation engine, or AI-generated content. Your T&Cs still describe a conventional software product.

👥

Employers Whose Staff Use AI Tools

Your team uses ChatGPT, Copilot, or similar tools in daily work. Your employment agreements have no AI use policy, no data handling clause, no IP assignment provision.

🏢

Regulated Industry Companies

You operate in finance, healthcare, HR, or legal services sectors where AI outputs carry specific regulatory risk. A generic disclaimer provides zero protection.

🔗

Businesses Using AI Vendors

You rely on a third-party AI platform to deliver services to your customers. Your vendor agreement almost certainly doesn't indemnify you for what their model does.

What AI Can't Do That Your Legal Exposure Demands

AI-Generated Contracts LDU Legal Counsel
Jurisdiction compliance Not verified generic output with no local law grounding ✓ Drafted to the laws of your operating jurisdiction(s)
Industry-specific clauses No same output regardless of your sector ✓ Tailored to fintech, healthcare, HR, SaaS, and more
Awareness of your existing agreements None new clauses may conflict with obligations you already have ✓ Reviewed against your full contract stack
Enforceability testing No AI cannot assess how a clause performs in litigation ✓ Informed by how these clauses hold up when challenged
Data protection alignment No GDPR, PDPA, CCPA obligations require separate legal analysis ✓ AI liability and data compliance addressed together
AI legislation readiness No AI tools cannot assess your obligations under new AI-specific law ✓ Assessed against AI legislation and emerging global frameworks
Professional indemnity None AI tools accept no liability for the advice they give ✓ LDU carries professional indemnity insurance

Most Companies Find Out
They Were Exposed
The Hard Way.

The ones who don't called a lawyer first. Your AI is already deployed. The question is whether your contracts caught up.

Free 15-minute assessment
Qualified legal counsel
Confidential & privileged
No obligation