Your AI Contracts Are Exposing You to Unlimited Liability | Free Assessment | LDU
LDU Asia | Expert Legal Support for Fintech & Crypto

Expert Legal Support.
Built for Growth.

In-house legal firepower for high-growth companies, fintech, and crypto -- without the in-house hire.

Free first consult No minimum term No lock-in contract Onboard in 1 week (Fractional GC) Access Sr. Legal Counsel in 1 day
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Three Services

What LDU does for you.

One firm. Three ways to engage. All built for companies operating at the intersection of growth and regulation.

Why LDU

We're not a law firm. We never were.

LDU is a digital-first legal and compliance consultancy. The distinction matters, because it changes how we work, how we charge, and how invested we are in your outcomes.

Traditional law firms charge by 6-minute units.
We're embedded in your success.

We operate as an internal function, not an external vendor. We know your contracts, your structure, your regulatory history. We respond fast. We're measured by your outcomes, not on 6-minute intervals.

01 —

Deep industry experience, not generalist lawyers

Our team has held in-house roles at major fintechs, crypto companies, and banks. We've been on your side of the table. We understand startup pace, Crypto complexity, and regulated markets from the inside.

02 —

You speak to the legal consultant doing the work

No delegation to juniors. No partner who reviews the last page. At LDU, the senior consultant you brief is the one handling your project, directly accessible 24/7, with full context, every time.

03 —

Transparent, flexible pricing, no surprises

Fixed monthly retainer or hourly with no lock-in. You always know what you're paying. No surprise invoices, no minimum engagements, no billing for a 2-minute question. Legal support that fits how businesses actually operate.

Our Story

Built by lawyers who were frustrated with lawyers.

We launched LDU in a small industrial office in Singapore, spending weekends building the firm we wished had existed when we were on the client side. Traditional law firms felt slow, expensive, and misaligned with how startups actually move.

Founders weren't looking for long memos. They wanted timely, practical advice from someone who understood their business and could communicate directly. So we built that.

"We're not just trying to disrupt the legal industry. We're just trying to make legal support work better for the people who actually need it."

LDU's first office, where it all started.

Our Flagship Service

Fractional General Counsel

What you pay. What you actually get.

Three ways to get senior legal support for a scaling company. The cost difference is extraordinary. The team difference is decisive.

Option A

Full-Time In-House GC

S$300k+

per year
After salary, pension, benefits, equity

  • 3–6 months to hire. Then they resign.
  • One lawyer. One specialism.
  • Equity obligation, every year
  • Headcount on your cap table
  • Notice period risk
Option B

Law Firm (80 hrs/mo)

S$576k+

per year
At S$600/hr average for mid-tier firms

  • Junior associate by default
  • No business context, ever
  • Invoice every single engagement
  • Senior partner rarely available
  • Every question costs money
LDU Fractional GC

Your Embedded Legal Team

S$186k

per year · S$15,500/mo
No pension or benefits. No equity. No headcount.

↑ Save S$114k+ vs. in-house GC
  • 4-person team from day one
  • 2 senior lawyers + 2 legal managers
  • Direct WhatsApp access, always
  • Full business context, retained
  • Scale up or down monthly. No lock-in.
Client Success

What Our Clients Say

Don't just take our word for it. Here's what our clients have to say.

How It Works

From first call to full coverage in one week.

We've done this 300+ times. The process is fast, structured, and designed so you're protected immediately.

01

Free 15-Min Consult

A senior legal consultant, not a sales rep. We audit your legal exposure, tell you exactly what you need, and give you that advice whether you engage us or not.

02

Scope & Assign

We agree the engagement, assign your dedicated team, and complete full onboarding within 5 working days. Direct-line communication is live. Your legal function is running.

03

Embedded. Ongoing.

We operate as your internal legal function. Reviewing, drafting, advising, with the context of a long-term team member, not an external vendor.

Who We Serve

Built for companies where legal gets complicated.

We work exclusively in fintech, Crypto, and high-growth businesses in regulated environments. Specialist work demands specialist context, and we have it.

🏦

Fintech & Payment Services

MAS-licensed fintechs, licensed payment institutions, e-money issuers, and regulated financial services across Singapore and Southeast Asia.

🔗

Crypto & Digital Assets

Crypto exchanges, DeFi protocols, digital asset firms navigating MAS, MiCA, VARA, and VASP licensing frameworks globally.

🚀

Growth-Stage Startups

Series A–C companies that need in-house-grade coverage but aren't ready for the cost, commitment, or headcount of a full legal hire.

🏢

Global Banks & Institutions

International financial institutions entering Singapore and Southeast Asia who need local regulatory expertise, fast.

Fintech Crypto & Digital Assets Licensed Payment Institutions MAS-Regulated Businesses Crypto Exchanges Series A–C Startups DeFi Protocols Global Banks Entering Asia Fintech Crypto & Digital Assets Licensed Payment Institutions MAS-Regulated Businesses Crypto Exchanges Series A–C Startups DeFi Protocols Global Banks Entering Asia

Get Started Today

Your legal team.
Sorted in one week.

Book a free 15-minute call with a senior legal consultant. We'll review your situation, identify your exposure, and tell you exactly what you need. No sales pitch, no obligation.

Free 15-min consult No minimum term Onboard in 1 week if you proceed

Using AI Without
Updated Contracts
Is Unlimited
Liability.

Companies worldwide are deploying AI in their products and operations with T&Cs, employment agreements, and vendor contracts that are dangerously exposed. When something goes wrong, the liability lands entirely on you.

⚠️
Real fines have already been issued Amazon: €746M. Meta: €390M. TikTok: €14.8M. The EU AI Act now adds penalties up to €35M or 7% of global turnover. There is no "we used an AI tool" exemption under contract, tort, or data protection law anywhere in the world.
Get My Free AI Risk Assessment
300+ companies protected
4.7★ Google Rating
Multi-jurisdiction expertise
AI Contract Risk Scan Sample Report 5 Gaps Found
  • AI Output Liability Disclaimer
    No clause limiting liability for AI-generated content. You own every output your product delivers.
  • Employee AI Acceptable Use Policy
    No restrictions on staff use of external AI tools. Client data is likely already in third-party models.
  • AI Vendor Indemnification
    Vendor agreement does not indemnify you for downstream AI errors. Harm flows upstream to you.
  • Customer Data Use by AI Systems
    T&Cs do not disclose that customer data may be processed by AI. Potential breach under GDPR, PDPA, and equivalent data laws.
  • !
    IP Ownership of AI-Generated Work
    Unclear who owns outputs produced by AI tools used in your business. Dispute risk with clients and employees.

These Companies Faced Massive AI Fines. They Didn't See It Coming.

Every one of these penalties was issued under existing law data protection, consumer protection, anti-discrimination. No AI-specific regulation was required. The legal framework to hold your business accountable already exists.

Now in force EU AI Act

The world's first dedicated AI regulation is now law. Its penalties exceed even the GDPR fines of up to €35 million or 7% of global annual turnover, whichever is higher.

If your business operates in or serves customers in the EU, you are in scope. And every other major jurisdiction is moving to follow suit. The question isn't whether regulation is coming , it's whether you'll be ready when it does.

Amazon: Ad targeting algorithm
Luxembourg DPA · GDPR · Data processing without consent
€746M
Meta: AI profiling & behavioural advertising
Irish DPC · GDPR · Lack of transparency around data processing
€390M
Clearview AI: Biometric facial recognition scraping
Italy Garante · GDPR · Non-consensual biometric data collection
€20M
TikTok: AI driven profiling of children
UK ICO · UK GDPR · Processing children's data without consent
€14.8M
iTutorGroup: Automated recruitment age discrimination
US EEOC · Age Discrimination Act · Algorithm rejected 200+ applicants by age
$365K
None of these companies set out to break the law. None of them had adequate AI-specific protections in their agreements.
What Could Happen to Your Startup

Common Startup Scenarios Where AI Contracts Go Wrong

Shareholder Disputes

Founders Used LLM to Draft Shareholder Agreement

Ambiguous terms led to dispute over equity vesting. Stuck in court for 18 months.

Legal fees incurred
$300,000
LDU review
7 hrs · $2,450
Lost Revenue

SaaS Contract Negotiated with LLM

Client terminated due to unclear termination clauses. No protection for recurring revenue.

Revenue lost
$500,000
LDU review
6 hrs · $2,100
IP Dispute

Contractor Agreement Generated by AI

Unclear IP ownership led to contractor claiming ownership of core product features.

Settlement cost
$180,000
LDU review
8 hrs · $2,800

Our contract review and drafting bundles range from 6-10 hours a fraction of the cost when things go wrong.

View Contract Bundles →

The AI Gap in Your Agreements Isn't Theoretical, It's Immediate

Most businesses believe they are protected because they have contracts in place. They are not. Contracts written before the AI era address a world that no longer exists.

Exposure 01
🎯

You're Offering AI to Customers

Your product uses a large language model. Your T&Cs still describe software. When that AI gives a customer incorrect financial, medical, or operational guidance and they act on it, you are the liable party. No AI disclaimer exists in your agreements because you never drafted one.

Real scenario A SaaS platform's AI recommends a compliance action. The customer follows it. It's wrong. The customer sues. The T&Cs say nothing about AI outputs. The company settles for six figures.
Exposure 02
👤

Your Employees Are Using AI at Work

No policy means no boundary. Right now, your staff are feeding client data, trade secrets, and confidential strategy into third-party AI tools. Your employment agreements were written before any of this existed. You have no legal recourse if that information is leaked, reproduced, or misused.

Real scenario An employee pastes a client's M&A strategy into ChatGPT to draft a summary. The client finds out. There is no employment clause prohibiting it. The relationship and the legal exposure fall on your company.
Exposure 03
🔗

You're Relying on AI Vendors

Your vendor built the model. But your vendor agreement doesn't indemnify you for what that model does. When their outputs cause harm hallucinations, biased decisions, wrong recommendations, the liability doesn't stay with the vendor. It flows upstream, to the company that deployed it. That's you.

Real scenario An AI hiring tool your company licensed automatically screens out protected candidates. A discrimination complaint is filed against you, not the vendor. The vendor agreement has no indemnification clause. (This is exactly what happened to iTutorGroup $365K settlement.)

An AI Tool Generated That Contract.
It Cannot Tell You It Won't Hold Up.

Businesses worldwide are now using ChatGPT and other AI tools to generate or review their contracts. The output looks professional. The language sounds legal. And it is completely unverified against your local law, your industry's regulatory requirements, or the specific facts of your business.

AI can produce a clause that sounds like it limits your liability for AI outputs. It cannot tell you that clause may be unenforceable under your jurisdiction's consumer protection law or that it creates a conflict with indemnification obligations you already have to a key customer.

This is the difference between a document and a legal opinion. LDU provides the latter industry-specific, jurisdiction-aware, and informed by how these clauses actually perform when challenged.

AI-Generated Contract Clause GPT-4 Output
"The Company shall not be liable for any errors, omissions, or inaccuracies in outputs generated by artificial intelligence systems, including but not limited to large language models, used in connection with the Services."
  • Does not define "AI systems" scope may be unenforceable under your local contract law
  • Blanket exclusion clauses face reasonableness or fairness tests globally (UCTA, EU Unfair Terms Directive, consumer protection law) fails for consumer-facing products
  • No carve-out for wilful misconduct creates total immunity language courts routinely reject
  • Does not address data protection obligations (GDPR, PDPA, CCPA) for personal data processed by AI
  • AI tool has no knowledge of your existing agreements, new clause may conflict with obligations already in place

Start With a Free Call. Leave With Clarity.

1
Free Assessment

You Tell Us How AI Features in Your Business

In 15 minutes, a qualified lawyer reviews your situation, the tools you use, how they're deployed, what jurisdictions you operate in, and what agreements are currently in place. No forms. No generic checklist.

On-call, no obligation
2
AI Liability Audit

We Map Out Your Exposure

We review your T&Cs, employment agreements, vendor contracts, and privacy policy against a current AI risk framework, allowing you to understand what's exposed and how urgently.

Written risk audit report
3
Your Decision

No Pressure. You Decide What Comes Next.

After the assessment, you leave with a clear picture of your exposure. If you want LDU to run the full audit and build your protections, we'll scope that separately. You are never obligated to proceed.

Zero commitment required

15 Minutes. A Qualified Lawyer.
A Clear Picture of Your Exposure.

No obligation. No generic checklist. Tell us how AI features in your business we'll tell you exactly where the risk sits.

No commitment required. All conversations are confidential and subject to legal professional privilege.

If Any of These Describe You, You're Exposed

🤖

SaaS & Tech Companies With AI Features

Your product uses an LLM, a recommendation engine, or AI-generated content. Your T&Cs still describe a conventional software product.

👥

Employers Whose Staff Use AI Tools

Your team uses ChatGPT, Copilot, or similar tools in daily work. Your employment agreements have no AI use policy, no data handling clause, no IP assignment provision.

🏢

Regulated Industry Companies

You operate in finance, healthcare, HR, or legal services sectors where AI outputs carry specific regulatory risk. A generic disclaimer provides zero protection.

🔗

Businesses Using AI Vendors

You rely on a third-party AI platform to deliver services to your customers. Your vendor agreement almost certainly doesn't indemnify you for what their model does.

What AI Can't Do That Your Legal Exposure Demands

AI-Generated Contracts LDU Legal Counsel
Jurisdiction compliance Not verified generic output with no local law grounding ✓ Drafted to the laws of your operating jurisdiction(s)
Industry-specific clauses No same output regardless of your sector ✓ Tailored to fintech, healthcare, HR, SaaS, and more
Awareness of your existing agreements None new clauses may conflict with obligations you already have ✓ Reviewed against your full contract stack
Enforceability testing No AI cannot assess how a clause performs in litigation ✓ Informed by how these clauses hold up when challenged
Data protection alignment No GDPR, PDPA, CCPA obligations require separate legal analysis ✓ AI liability and data compliance addressed together
AI legislation readiness No AI tools cannot assess your obligations under new AI-specific law ✓ Assessed against AI legislation and emerging global frameworks
Professional indemnity None AI tools accept no liability for the advice they give ✓ LDU carries professional indemnity insurance

Most Companies Find Out
They Were Exposed
The Hard Way.

The ones who don't called a lawyer first. Your AI is already deployed. The question is whether your contracts caught up.

Free 15-minute assessment
Qualified legal counsel
Confidential & privileged
No obligation